How Does Insurance coverage Work In A Block Of Flats?

May 16, 2025

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This query set is tailor made for Blocks of Flats which can be proprietor occupied, half proprietor occupied / half let, & absolutely let. To assist us give you a personalised quote, please fill out the shape beneath:

Any questions or for those who want a quote instantly name us free on 0800 085 3761 between 9am-5pm, Monday to Friday

Title of Policyholder or Administration Firm? *

Title of Contact? *

E-mail Handle? *

Finest Contact Quantity? *

Has the Proposer(s), or any Associate(s) or Director(s) ever been:

a) convicted, cautioned or presently have any prosecutions pending in opposition to them concerning any legal offence, apart from a motoring offence?
b) refused insurance coverage, had particular situations imposed by an Insurer, had any insurance coverage terminated or been refused renewal of such insurance coverage?
c) declared bankrupt, or had an organization turn out to be bancrupt or voluntarily gone into liquidation or Obligatory liquidation?
d) disqualified from being an organization director?

Please advise particulars? *

e) ever had any claims or incidents at these or every other premises within the final 5 years?

Please advise the 1. Date of loss, 2. Kind of declare (ie. flood or unintended injury for instance) and three. Complete price of declare? *

Postcode of the property to be insured? *

How lengthy have you ever owned the property? *

Are you insuring the entire property? *

Please choose the kind of property to be insured: *

Please advise the tenant sort per flat (e.g. 1 proprietor occupied, 1 pupil, 1 unoccupied, 1 council help – direct tenancy between landlord and tenant and so on)? *

Does the property have a basement or cellar? *

What number of flooring are within the constructing together with basement/cellar? *

What’s the ground Development? (Concrete, timber, combination of each) *

Is the constructing constructed solely with partitions constructed of brick, stone or concrete? *

Does the constructing have a pitched roof solely & constructed of slate, tile or metallic? *

Is there any cladding? *

If there’s cladding, please advise full particulars & whether it is fireplace accredited

What’s the building of the Flat Roof? (Eg. Felt on Timber) & the % of the full Roof space? *

What sort of fastened heating is within the property? *

Please advise sort of heating? *

12 months of construct? *

Is the constructing listed? *

Do you’ve got a present Legitimate Electrical Certificates? *

Is the property greater than 250 metres away from the closest river, canal, lake or tidal waterway? *

Please advise the proximity in metres and sort of waterway? *

Is the property in an space which has any historical past of subsidence or flooding? *

What’s the Declared Constructing Sum Insured (eg. £100,000, £500,000 or £1,000,000 and so on – We can not Quote with out this)? *

Do you require lack of hire or various lodging cowl? *

Please advise the quantity required, indemnity interval (e.g. 12, 24 or 36 months) and sort of canopy? *

Do you require communal contents cowl? *

Do you require a Raise Inspection Coverage? (if relevant)

Please advise the quantity? *

Date of renewal? *

I affirm I’ve understood the questions above and that the small print I’ve supplied are correct

We’ll revert again with a sign of your premium – please word this can be topic to vary or turn out to be invalid for those who can not conform to some situations. Please word all quotes are primarily based on constructing being in good state of restore and buildings not being uncovered to any flooding, storm injury and free from indicators of subsidence.

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How Does Insurance coverage Work In A Block Of Flats?

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