Can I Insure a Partially Empty Block of Flats within the UK?

May 25, 2025

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This query set is tailor made for Blocks of Flats which can be proprietor occupied, half proprietor occupied / half let, & totally let. To assist us offer you a personalised quote, please fill out the shape beneath:

Any questions or if you happen to want a quote instantly name us free on 0800 085 3761 between 9am-5pm, Monday to Friday

Identify of Policyholder or Administration Firm? *

Identify of Contact? *

E-mail Handle? *

Greatest Contact Quantity? *

Has the Proposer(s), or any Companion(s) or Director(s) ever been:

a) convicted, cautioned or at the moment have any prosecutions pending towards them concerning any legal offence, aside from a motoring offence?

b) refused insurance coverage, had particular circumstances imposed by an Insurer, had any insurance coverage terminated or been refused renewal of such insurance coverage?

c) declared bankrupt, or had an organization turn into bancrupt or voluntarily gone into liquidation or Obligatory liquidation?

d) disqualified from being an organization director?

Please advise particulars? *

e) ever had any claims or incidents at these or another premises within the final 5 years?

Please advise the 1. Date of loss, 2. Sort of declare (ie. flood or unintentional harm for instance) and three. Complete value of declare? *

Postcode of the property to be insured? *

How lengthy have you ever owned the property? *

Are you insuring the entire property? *

Please choose the kind of property to be insured: *

Please advise the tenant sort per flat (e.g. 1 proprietor occupied, 1 pupil, 1 unoccupied, 1 council help – direct tenancy between landlord and tenant and many others)? *

Does the property have a basement or cellar? *

What number of flooring are within the constructing together with basement/cellar? *

What’s the ground Building? (Concrete, timber, combination of each) *

Is the constructing constructed solely with partitions constructed of brick, stone or concrete? *

Does the constructing have a pitched roof solely & constructed of slate, tile or steel? *

Is there any cladding? *

If there’s cladding, please advise full particulars & whether it is hearth accepted

What’s the building of the Flat Roof? (Eg. Felt on Timber) & the % of the overall Roof space? *

What sort of mounted heating is within the property? *

Please advise sort of heating? *

Yr of construct? *

Is the constructing listed? *

Do you may have a present Legitimate Electrical Certificates? *

Is the property greater than 250 metres away from the closest river, canal, lake or tidal waterway? *

Please advise the proximity in metres and kind of waterway? *

Is the property in an space which has any historical past of subsidence or flooding? *

What’s the Declared Constructing Sum Insured (eg. £100,000, £500,000 or £1,000,000 and many others – We can not Quote with out this)? *

Do you require lack of lease or various lodging cowl? *

Please advise the quantity required, indemnity interval (e.g. 12, 24 or 36 months) and kind of canopy? *

Do you require communal contents cowl? *

Do you require a Raise Inspection Coverage? (if relevant)

Please advise the quantity? *

Date of renewal? *

I verify I’ve understood the questions above and that the main points I’ve offered are correct

We’ll revert again with a sign of your premium – please observe this can be topic to alter or turn into invalid if you happen to can not comply with some circumstances. Please observe all quotes are based mostly on constructing being in good state of restore and buildings not being uncovered to any flooding, storm harm and free from indicators of subsidence.

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Can I Insure a Partially Empty Block of Flats within the UK?

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