When driving in Hong Kong, you’ll typically see varied security driving directions. From highway indicators to ads on flyovers, most drivers will do their finest to comply with the security directions on the highway. Nevertheless, regardless of how cautious we’re, generally some dangerous habits are nonetheless unavoidable. Over time, these dangerous habits won’t solely harm the efficiency of the automobile, but in addition Automotive Insurance coverage Make an influence! At present Mercury Let me let you know some frequent dangerous driving habits.
Listed here are 10 frequent dangerous driving habits that can assist you keep away from pricey repairs and upkeep, in addition to pointless additional insurance coverage premiums.
1. Not utilizing site visitors lights
Contemplating the driving hours of the typical Hong Kong driver, the flip sign lights are mainly not in peril of being fully worn out. Nevertheless, many drivers nonetheless would not have the behavior of turning on the lights when turning or slicing lanes. That is in all probability the commonest dangerous behavior amongst Hong Kong drivers, and this can be very annoying to different drivers and highway customers.
What influence will this dangerous behavior have in your car? As talked about earlier, the damage charge of the indicator mild could be very low, and when the automobile’s life is over, it doesn’t even must be changed. As a result of the perform of the indicator mild is simply to warn different drivers and pedestrians and allow them to know what you’ll do.
If you don’t use flip indicators, the chance of an accident might be vastly elevated. Whether it is finally dominated that the accident occurred on account of not utilizing flip indicators, the insurance coverage firm might refuse to pay compensation, and you will have to pay a really costly Restore prices。
2. Reckless driving perspective
Hong Kong is the place with the best focus of sports activities automobiles and costly automobiles on the planet. These automobiles have excessive horsepower, so drivers typically can not help however step on the accelerator onerous when beginning, as if Automotive Stealing After the crime is dedicated, you must flee the scene shortly! The identical is true when slowing down. We frequently see folks driving at excessive pace to a crimson mild after which braking onerous to cease.
This driving type could also be very fashionable (at the least for the driving force), however it is going to improve the stress on the automobile. For instance, when the automobile engine is simply began, beginning at excessive pace will improve the damage and tear of components as a result of Engine oil Nonetheless has not had an opportunity to play a job. As well as, tire It should additionally rotate violently on account of high-speed beginning, thus decreasing its lifespan.
Likewise, sudden and onerous braking will improve the damage of the brake system, requiring you to exchange components prematurely.
Moreover, reckless driving additionally will increase the incidence ofAccidentWhen you find yourself about to step on the gasoline pedal earlier than turning the sunshine, you must first take into account whether or not you may have sufficient response skill to take care of varied potential conditions.
3. Keep away from misuse
There are numerous intersections and site visitors lights in Hong Kong, and automobiles typically want to start out and cease. For drivers of electrical automobiles, they naturally step on the throttle extra typically. To be able to pace up the operation, many drivers prefer to shortly step on or launch the throttle. Nevertheless, this may simply trigger the car to develop into blocked, have an effect on the journey consolation, and even trigger harm to the throttle and gearbox. Due to this fact,It’s best to decelerate the pace of urgent and releasing the clutch when beginning or altering gears, in order that the car can begin and cease easily. Along with sustaining a cushty journey, it will possibly additionally scale back put on on the clutch plate.
4. Press the brake as onerous as potential first
While you need to brake, most individuals step on the brake pedal first. Nevertheless, for drivers of handbook transmission automobiles, they like to step on the brake pedal first, in order that the car “loses energy” earlier than stepping on the brake. In truth, it is a very harmful manner of driving. As a result of when a shifting car must cease, along with utilizing the brake system, it additionally depends on the traction of the engine to decelerate the pace. So if you need to brake, step on the brake pedal, which signifies that the engine’s rotation energy is totally disconnected, which is equal to letting the tires “idle”, which can weaken the car’s braking skill and simply trigger the car to fail to cease in time and hit the car in entrance.
5. Impatient folks change information
Whether or not it’s a stick or computerized transmission, many drivers have the dangerous behavior of adjusting gears too early. The commonest one is when parking, when the car just isn’t fully stopped, they cannot wait to vary to R gear or D gear (or 1st gear). You must know that when the gears within the gearbox are nonetheless rotating, forcibly altering the course of rotation will trigger critical harm to the gears. In any case, the gears will make a “clicking” sound, and on the worst, the gears might be corroded and even damaged, and your complete gearbox must be changed, which prices tens to lots of of hundreds of Hong Kong {dollars}. For the sake of your pockets, it’s higher to cease the automobile earlier than altering the gear!
6. Lengthy-term extraordinarily low oil stage
When a automobile is refueled, the gasoline is first saved within the gasoline tank after which pumped to the engine by the gasoline pump. Though gasoline will depart sediment on the backside of the tank, usually, the gasoline pump solely pumps clear gasoline from the highest of the tank.
Nevertheless, for those who typically depart lower than 1 / 4 of the gasoline within the tank, the gasoline pump will pump up extra turbid gasoline. Though many of the sediment might be filtered out, it is going to nonetheless improve the possibility of sediment coming into the engine and inflicting critical harm.
Due to this fact, most mechanics will advocate leaving greater than 1 / 4 of a gallon of gasoline within the tank, as a result of if the automobile breaks down on the way in which, you’ll not solely should pay costly towing charges, however it is going to additionally improve the possibility of an accident.
7. Parking Deal with
When the car is parked on a slope, even when the gear is in P, if you don’t pull the handbrake, the burden of your complete car might be positioned on the transmission, which is known as the parking brake lock (Parking Pawl), a small metallic piece in regards to the dimension of an index finger! As you’ll be able to think about, it is rather harmful to rely solely on this small piece of metallic to assist the burden of your complete car.
Due to this fact, everytime you park your automobile on a slope, you must bear in mind to drag up the handbrake to keep away from accidents attributable to the parking brake lock failing. On the similar time, for those who park your automobile on a slope, you additionally want to show the tires to 45 levels after stopping. In case the automobile rolls away, it’s also possible to depend on the roadside curb to stop the automobile from rolling away. For particulars, please check with【Slope parking】Three steps to stop slipping after turning the steering wheel: turning the steering wheel, pulling the handbrake, shifting gears。
Lastly, if the accident is attributable to your negligence, your insurer might refuse to pay compensation as a result of the insurance coverage phrases normally state that the driving force should pull the handbrake when parking on a slope. If you don’t do that, the insurer will assume that you haven’t taken enough measures to cut back the possibility of an accident.
8. Ignoring warning lights
Many new era automobiles have a number of built-in sensor elements to detect the working standing of various digital and mechanical elements. If there may be any abnormality, most of them might be indicated by warning lights on the dashboard (akin to ABS Gentle) to tell the driving force. Nevertheless, many drivers have solely a obscure understanding of the which means of warning lights, and even no concept in any respect, so when a warning mild comes on, the driving force will take it frivolously, pondering that the warning mild is only a minor downside. The proper strategy is to take the car to a restore heart for inspection as quickly as potential until you might be very clear in regards to the which means of the warning mild.
9. Driving over pace bumps
Many parking tons or housing estates have pace bumps put in on their roads to decelerate automobiles. Nevertheless, many drivers solely use one aspect of the tire to drive over the pace bump with the intention to scale back the influence. Though this may scale back the bumpy feeling, the suspension system is usually in an unbalanced state, which won’t solely shorten the lifetime of the suspension system, but in addition harm the body, inflicting noise that’s troublesome to establish. This can be a very critical dangerous driving behavior.
Equally, for those who park your car with one tire typically positioned on the curb of the sidewalk, inflicting the car to tilt, the above downside can also happen.
10. Often enter N gear
Hong Kong oil costs Being on the high of the world, many drivers have their very own methods to avoid wasting gasoline, akin to switching the gear to N gear when going downhill or driving at excessive pace. In truth, the precept of N gear is similar as stepping on the throttle, which separates the engine energy from the gearbox. Since N gear is used for idling when parking, the engine releases extra gasoline when in D gear, which makes the driving force really feel that he’s saving gasoline.
In truth, many automobile producers and specialists have stated that there’s virtually no distinction in gasoline consumption between D and N gears. Driving in N gear just isn’t solely unhelpful in saving gasoline, but in addition very harmful, since you can’t management acceleration in N gear, and you can’t use engine traction to brake. While you encounter an emergency, you’ll not have time to react. Due to this fact, it’s by no means really helpful to change to N gear whereas the car is driving.
How Unhealthy Driving Habits Have an effect on Automotive Insurance coverage
If you have not observed the dangerous habits talked about above, now’s the time to vary them. By altering these dangerous habits, it can save you cash – not solely are you able to scale back restore prices, but in addition keep away from insurance coverage premiums being elevated on account of accidents. Furthermore, drivers with good driving habits who haven’t filed accident claims for a few years can get a No Declare Low cost (NCD) from the insurance coverage firm, which may save as much as 60% of the premium!
Please go to the No Declare Low cost web page of Quicker Insurance coverage for extra info.
Often requested questions
What are some frequent dangerous driving habits?
Widespread dangerous driving habits embrace being lazy in utilizing sign lights, reckless driving perspective, hasty gear modifications, long-term low gasoline stage, parking with out pulling the handbrake, ignoring warning lights and improper use of N wave.
What are some frequent dangerous driving habits for handbook transmission automobiles?
Widespread dangerous driving habits for handbook transmission automobiles embrace misusing the throttle and urgent the throttle earlier than braking. Such operations can’t use the engine’s traction to brake, and when encountering an emergency, there is no such thing as a time to react.
